Academy of Art U Card

Academy of Art University has partnered with Higher One Inc., a financial services company, to implement a new program for refunds beginning Summer 2014.

Higher One mailed green envelopes to students that enclosed an activation card. Current students are required to make a refund preference online using the card in case you might be due money back from the Academy of Art University at any point during your academic career.

Please note that though the Academy of Art U Card has the debit and MasterCard logos, it is an activation tool that only becomes a functional debit/MasterCard if you choose to open a Higher One checking account. Know your options! Find out more below.

Frequently Asked Questions

This guide will answer some of the most frequently asked questions about Higher One.


Activate your Academy of Art U Card

Here's how:

  1. Visit
  2. Enter your unique 16-digit card number
  3. Choose how you'd like to receive your money
Get started now at

Higher One Checking Account Fees

Know before you swipe! Review the fees for Higher One's Checking Accounts at:


Fees that can be easily avoided:

  • Merchant PIN-based transaction: $0.50 per transaction
    • Avoid fee by choosing "credit" and signing the receipt
  • Fee for using a non-Higher One ATM: $2.50 (Plus any fees the ATM owner charges)
  • Personal checks: $7.95 for 50 standard personal checks
    • Online Bill Pay is FREE – alternative to writing personal checks